Current Mortgage Offer
We work with trusted lending partners to offer mortgage rate options and support a more approachable path to homeownership.
3.25% (APR 4.243%)
*
FIRST-YEAR RATE
2/1 BUYDOWN FHA LOAN
Utilize our Flex Cash to help reduce your upfront costs or buy down your interest rate through Ichijo’s preferred lending partner. Flex Cash may be applied toward an interest rate buydown, closing costs, prepaids, or Ichijo-approved upgrades. Availability and Flex Cash amounts vary by community.
2/1 BUYDOWN FHA LOAN
Year 1
3.25% (APR 4.243%)
Year 2
4.25% (APR 5.268%)
Year 3 - 30
5.25% (APR 6.299)
Credit Score
760
Down Payment
5%
Home Price
$720,000
Flex Cash
$30,000
2/1 BUYDOWN CONVENTIONAL LOAN
Year 1
3.375% (APR 3.594%)
Year 2
4.375% (APR 4.609%)
Year 3 - 30
5.375% (APR 5.623%)
Credit Score
760
Down Payment
20%
Home Price
$720,000
Flex Cash
$30,000
PERMANENT BUYDOWN FHA LOAN
Year 1 -30
4.5% (APR 5.529%)
Credit Score
760
Down Payment
5%
Home Price
$720,000
Flex Cash
$30,000
PERMANENT BUYDOWN CONVENTIONAL LOAN
Year 1 - 30
4.85% (APR 5.317%)
Credit Score
760
Down Payment
20%
Home Price
$720,000
Flex Cash
$30,000
*Interest rate may differ due to market conditions, credit score variations, and financing type. Additional terms and conditions may also apply.
Lisa Marie Ketcher
Mortgage Loan Originator
NMLS #1382810
LisaK@barrettfinancial.com
(253) 200-7977
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Lisa Marie Ketcher | NMLS #1382810 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904744 | MT 181106 | OR | TX view complaint policy at barrettfinancial.com/texas-complaint | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
Ichijo reserves the right to change or withdraw any offer at any time. Rate subject to limited availability, may change without notice. This is not an offering where prohibited by law. Rates shown are examples only and may vary due to market conditions, credit score, down payment, and loan type. Additional terms and conditions may apply.